Frequently asked questions

It turns your salary, fixed costs and savings goal into a single number: how much you can spend today without wrecking your month.

Never. uRekoin doesn't connect to any bank and never asks for credentials. At most it reads the payment notifications your bank already shows on your phone — and only if you grant permission.

About 2 minutes. Onboarding asks for: salary and payday, savings goal (optional), fixed expenses (optional), categories, permissions.

Yes, but without it the app can't calculate your daily budget, which is the heart of uRekoin. You can add it later in Settings → Basic settings.

No. Without permissions uRekoin works as a manual tracker: you add expenses with the + button. Each missing permission switches off one specific feature, and the permissions recap at the end of onboarding tells you which.

No. Salary, payday, savings, fixed expenses, income mode and categories can all be changed any time in Settings.

Settings → Guide → at the bottom of the list, "Replay the mini tutorials". They'll reappear the next time you visit each screen.

Yes: Settings → Guide. It's split into collapsible sections and is searchable (the search ignores accents and case); many entries have an "Open the screen" button that takes you straight there.

Android 8.0 (API 26) and above.

Italian, English, French, German and Spanish.

(salary + included extra income − fixed expenses − savings goal) ÷ days in the cycle. It's the big number at the top of the home screen.

Because it's dynamic and self-correcting: spend less today and the surplus is spread across the remaining days, so tomorrow you get more; overspend and future days go down to absorb it. You don't have to do anything manually.

The period from one payday to the next. It doesn't have to match the calendar month: if you're paid on the 27th, your cycle runs from the 27th to the 26th.

The evening before payday (around 22:00) the app closes the cycle: it archives variable expenses, saves the report, credits your savings goal contributions and shows you the recap the next time you open it.

No. They're archived, not deleted: you'll find them in history, in the cycle recap, in charts and in Excel reports.

No. The reset happens on payday or any time after it, the first time you open the app, and the recap waits until you confirm it.

How much you've spent so far against the cycle total, the percentage still available, and the days left until payday. Tapping the card opens the recent expenses drawer.

Settings → Basic settings. Salary and savings goal save themselves as you type ("✓ Saved" appears). Changing payday asks for confirmation, because it recalculates the cycle and reschedules the automatic reset.

No. But the calculation changes: days already elapsed in the new cycle count as budget already used.

The amount you want to set aside each month. It's subtracted before dividing by the days, so your savings are guaranteed up front instead of being "whatever is left".

Yes: after heavy overspending today's budget can be exhausted or negative. The app says so explicitly ("Budget exceeded", "Budget already gone today") and absorbs the overspend across the remaining days.

Yes, the recalculation is retroactive: adding an expense from three days ago realigns today's budget automatically.

The + button at the bottom right → Expense. Enter amount, category and an optional note. You can confirm straight from the keyboard.

Yes: the form has a Date field (defaults to "Today"). You can pick any day between the start of the cycle and today; the budget recalculates itself.

Tap the "Today's budget" card to open the recent expenses drawer. The card footer always shows the last one logged. For the full list use "See all expenses".

History → tap the day → tap the expense. From there you can edit it, move it to another date or delete it. The budget recalculates after every action.

Variable expenses are everyday payments (groceries, fuel, dinner) and are archived at every cycle. Fixed expenses are recurring monthly costs (rent, Netflix) and are subtracted once, at the start of the calculation.

Into "To categorise". You can assign them later from the Notification Centre ("Expenses to complete") or from history.

Yes, there's a "Delete all of today's expenses" action.

No — logged expenses are unlimited even on the free plan, both manual and notification-detected.

It's a split designed for control: Essentials are what you can't give up (rent, mortgage, bills, loan instalments), Subscriptions are what you could cut (Netflix, gym, Spotify). Each section shows its own total.

With the ↔ button on the row. The app asks for confirmation.

A small card with chips for the most common fixed expenses (Rent, Mortgage, Netflix, Gym, Phone…). Tap a chip and the expense is added, then the card closes itself. Suggestions you've already used disappear from the list.

Two things: knowing when the money leaves, and enabling the reminder (the bell) that warns you the day before.

Turn on the bell on the row, the app confirms what it will do, and from then on you get a notification the day before the due date, at 10:00. It handles short months too (set the 31st and February adapts), and reschedules itself after each notification and after a phone restart.

Three. You can unlock one more by watching a video (that extra slot resets at the end of the cycle), or have unlimited ones with Premium.

Up to 3 Essentials and 3 Subscriptions. Each video watched adds 1 permanent slot (it survives restarts and even free→premium→free transitions). Premium: unlimited.

A switch on every subscription row that simulates cancelling it: turn one or more off and the footer shows how much you'd save per month and per year.

No. It's a what-if simulation only: it doesn't touch the database and resets when you leave the screen. To actually delete it, use the ✕ button.

A video unlocks it for 24 hours; with Premium it's always on.

No: for non-monthly costs use Planned expenses (section 5), so the amount is spread correctly.

Yes. If a payment notification arrives from a merchant that's in your fixed expenses but with a different amount, the app offers to update the fixed expense. And if a payment is already covered by a fixed expense, it tells you it isn't logging it twice.

uRekoin recognises it as recurring and offers to add it to your fixed expenses, or to log it as a normal expense.

Non-monthly costs whose amount you know: insurance, road tax, taxes, something bought in instalments. The app spreads them out so they never take you by surprise.

Two ways: "Enter the total" (give the total and the number of instalments, the app splits it to the cent and you can adjust each one — the last adjusts itself), or "Enter each instalment" (one by one, with amount and date).

When on, the monthly set-aside is subtracted from your available budget. When off, the expense is tracked but doesn't affect the budget (informational only).

Two. +1 permanent per video watched, unlimited with Premium.

It's a checkbox for freelance mode: instalments marked as tax come out of the tax pot when due, not out of your current budget.

They're removed with it: no orphan instalments are left behind.

A big, unforeseen cost (the dentist, a flat tyre) that would wipe out today's budget in one go. uRekoin offers to spread it across several days, so the hit is gradual.

When you log an expense dated today that reaches or exceeds your unexpected-expense threshold. Back-dated expenses are saved as normal ones.

Settings → Unexpected expense threshold, with four values: €50, €100, €150 or €200. The default is €50.

Free: 1 month (i.e. the remaining days of the cycle). With a video or with Premium: 1 to 6 months.

On its card in Settings: day X of Y, how much is left and the daily deduction (e.g. −€3.50/day).

Yes, with Pay off: the remaining amount is logged as a variable expense today and the unexpected expense closes. Or Delete to remove it entirely.

No — editing was removed because it corrupted the amortisation recalculation. If you got it wrong, delete and re-enter.

Yes, if you spread it over several months: active unexpected expenses survive the cycle reset and the daily deduction switches itself off on the end date.

Yes: if you have a named envelope with enough balance, the dialog offers a third choice, "Pay with 🎯 [envelope name]" (not available while Holiday Mode is running).

With notification access permission, uRekoin recognises payment notifications from banks and wallets (Google Pay, Samsung Pay, PayPal, Satispay…), extracts the amount and the merchant and shows you a pre-filled confirmation popup. You confirm, it logs.

The Android permission is generic, but uRekoin only processes notifications recognised as payments. Messages, email and social apps aren't used, and nothing leaves your phone.

No: recognition happens entirely on the device.

The most common banks and wallets are recognised out of the box. For the others there's template learning: the first time, it asks which words in the notification make up the merchant name, and from then on it's automatic.

On the first unrecognised notification a screen appears with the notification's words as buttons: tap the ones that form the merchant name and confirm. The format is saved for that bank.

Yes: in the Notification Centre, the pending notification has a Learn format button so you can do it later.

Settings → Merchants and banks → "Recognised banks" section → Reset. The next notification from that bank will ask you to teach it again.

Yes, formats are independent per app/bank.

The popup arrives pre-filled with the saved name and category, if you ticked "Remember name" and "Remember category" on a previous payment.

Settings → Merchants and banks. You can rename a merchant, change its default category or delete it. Already-logged expenses stay unchanged.

uRekoin warns you: if it detects a payment identical to one logged recently it shows "⚠️ Possible duplicate" with the date and time of the previous one, and still leaves you the Save anyway button. Banks sometimes notify the same payment twice, even days apart.

No. The app waits up to 10 seconds and keeps only the better notification, giving priority to the wallet over the bank.

When you reopen it, uRekoin picks up payment notifications still in the tray (up to 8 hours old): one or two come back as popups, more than that land in the Notification Centre with a summary banner.

When you unlock, you'll find a notification: one tap opens the confirmation popup. No detected payment is ever silently lost.

Yes: Settings → "Automatic payment detection". The app keeps working manually.

The payment confirmation window: it shows the detected amount and merchant, with a small circle acting as a countdown.

The countdown lasts 10 seconds; when it runs out the expense is saved automatically.

Just tap any field in the popup (or open "More actions"): the countdown stops and the expense is no longer auto-saved.

No: it only runs with the screen on, so it can't expire while the phone is in your pocket.

• Save: logs the expense (if it's above the threshold, it offers to spread it as an unexpected expense).
• X at the top: decide later — you'll find it in the Notification Centre.
• More actions → *Later* (pending), *Discard* (ignored, recoverable via "Undo" for 4 seconds), *Block* (that app or bank will no longer trigger popups).

The "Display over other apps" permission is missing, or the phone is blocking it. Without the permission you still get a standard notification instead. On Xiaomi/Redmi/POCO you also need "Show pop-up windows while running in background".

Yes: the popup opens a confirmation screen where you can correct amount, merchant, category, note and — for some sources — the date.

An "Undo" bar appears for 4 seconds. If you missed it, it's in Notification Centre → Archive → Discarded, where you can recover it.

The bell at the top of the home screen: where everything about detected payments and permissions ends up. It has three tabs: Permissions, Notifications and Blocks.

Three groups: pending payments (to confirm), expenses to complete (saved but missing a category or merchant name) and the Archive with blocked, ignored and logged items.

Expenses already saved that are missing a detail. You can tap to complete them, or choose "It's fine as is" and leave them alone.

48 hours. In the final 6 hours they're tagged "Expiring soon" and you get a reminder. When they expire they're archived, not lost.

Swipe it sideways to ignore it (with "Undo" to change your mind), or use "Mark all as read" to clear the dot without deleting anything.

Yes, there's "Discard all" with a confirmation prompt.

Archive → "See all discarded". From there you can recover them or delete them permanently.

Its notifications will no longer trigger popups or expenses. Handy for apps that notify refunds, credits or anything you don't want tracked.

Notification Centre → Blocks, or Settings → Manage blocks. You'll find "Blocked apps" and "Blocked expenses", each with an Unblock button.

No: they can be recovered from "Blocked expenses", including in bulk ("Recover the N blocked expenses from X").

It appears when the app, on reopening, finds 3 or more payments in the notification tray. Tap them below to confirm them one by one.

They're archived, and the cycle recap tells you ("N unconfirmed notifications were archived") with a Review button.

Take a screenshot of your bank's transaction list (or Google Wallet), then share it with uRekoin from the share menu. The app reads the text and proposes the transactions it found.

Mostly for catching up on the past: payments made before you installed the app, or ones missed because the phone had killed the service.

Both: with a single transaction it opens the confirmation directly; with two or more it switches to list mode and proposes them in sequence, with a "3 of 7" indicator.

No: it first checks against what's already logged (same amount, within a 2-day tolerance) and skips those. It tells you how many are new and how many were already there.

Transactions up to 30 days old. Older ones are ignored.

No. Text recognition (OCR) happens entirely on your phone.

It needs a sharp screenshot with legible amounts. If no amount is found the app says so explicitly, and you can retry with a better image.

The + button on the home screen → Income, or Settings → Extra income.

Only if you choose so. After saving, a dialog asks "How does this income count?" with the Include in budget switch: if you exclude it, it's still tracked but doesn't raise your budget.

Because not all incoming money is meant to be spent: a gift you want to keep aside, a refund earmarked for something else, a credit unrelated to this month.

You can make the income count from its own date, from the start of the cycle, or from a future date. In the last case it doesn't touch the budget until that date arrives — handy for money that's been announced but hasn't landed.

Yes, there's a "Don't ask again" checkbox.

Yes, from the Extra income list. The budget recalculates accordingly.

No: it's archived like expenses and stays visible in history, in Excel reports and in the per-cycle income chart of the freelance dashboard.

Yes: the income dialog has the "Want to set some aside?" sliders — drag them to decide how much goes into your savings envelopes and how much stays in this month's budget.

The mode for people without a fixed salary: you set a monthly target (your cautious earnings forecast) and the budget starts from there, instead of from a guaranteed salary.

No, Freelance mode is free for everyone.

Settings → Income mode. The switch asks for confirmation because it affects the budget calculation, but no logged data is lost.

It's a floor, not a ceiling. The budget starts at the target; every net euro earned beyond it immediately raises your available budget.

It shows how much of the cycle's monthly target your logged income has covered. Past 100%, the excess flows into the cycle's budget.

The 1st of the month, so the cycle matches the calendar month (that's the app's suggestion, but any day works).

The app shows what you earned and lets you choose the target for the new cycle: use what you just earned, keep the current target, or enter a custom amount.

You set a percentage (e.g. 31% or 41% for the Italian flat-rate scheme) and that share of every income goes into a virtual tax pot. The budget only counts the net.

No, it's an accounting view: the money stays in your account, the app just stops you from treating it as spendable.

Create a planned expense with the "This is a tax" checkbox: when due, the instalment comes out of the tax pot instead of the cycle's budget.

The app asks whether to apply it to the income you already logged. On first setup it covers all included income; if you only change the value, it adjusts only what was already taxed.

The screen that gathers everything freelance: target coverage, excess, tax pot with the next instalment due, cycle income (split between "in target" and "set aside") and per-cycle income history.

It tells you whether the tax pot already holds enough for the next tax deadline you've planned.

Virtual envelopes: one named goal with a target (e.g. Holiday — €1,500) plus the Safety Net 🪂, which is always there. Find them in Settings → Savings goals and on the home screen below the metrics carousel.

There's no conflict: the envelopes' "per-cycle contribution" is what gets subtracted from the budget, and the sum of all contributions is your overall savings goal.

Three ways: the per-cycle contribution (credited automatically at each cycle end), the allocation sliders when you log income, or the end-of-cycle offer if you saved money.

It's set aside at every cycle and subtracted from your available budget — exactly like the classic savings goal, but tracked envelope by envelope with a movement history.

The envelope for lean months and budget overruns. It has no "Use"/"Edit" buttons: it only works at the end of a cycle, and never automatically — the app offers, you decide.

Because mid-cycle emergencies belong to Unexpected expenses (which spread the cost). The Safety Net exists to close the books, not to patch holes.

Four things:

1. 🏖 Dated Mode (Holiday) — the balance becomes a dedicated daily budget.
2. Cover expenses already made — pick expenses from the last 30 days and they stop weighing on the budget.
3. Free amount — comes back into the budget as "From goal" income.
4. Withdraw — the money leaves the app (e.g. you bought the thing you were saving for).

You pick a date range: the envelope balance is spread across those days (e.g. €500 / 5 days = €100 a day). While it's active, every new variable expense — notifications included — comes out of the envelope, and the cycle budget stays frozen. A home screen banner shows what you can spend today.

The envelope goes negative but the cycle isn't touched. The overspend is charged to the cycle budget only when you exit, in one go.

If there's money left, you choose: put it back into the goal, or spread it across the rest of the cycle.

No, only one at a time.

No: they stay visible in history and charts with a 🎯 badge, but don't weigh on the budget. Delete a covered expense and the money returns to the envelope; edit it and the movement realigns.

In order: 1) per-cycle contributions are credited; 2) if you overspent (or, in freelance mode, earned less than your target) the app offers to cover it with the Safety Net; 3) if you saved, it offers to set the surplus aside with the allocation sliders.

Empty it first with "Use", then you can delete it. It's a safeguard against accidentally losing the balance.

In the goal's Movements section: every row is labelled (from income, cycle contribution, cycle savings, used, deficit cover, lean month, covered expense, withdrawal, mode overspend).

Ten default categories with icon and colour: Groceries, Transport, Entertainment, Home, Health, Clothing, Technology, Restaurants, Bills, Gifts.

Yes: Settings → Manage categories → +. Pick a name, icon and colour with a live preview.

You start with 2, and every video watched unlocks one more with no cap. Premium: unlimited without videos.

No, the built-in ones can't be deleted (it avoids "orphan" expenses in your history). Your custom ones can.

Yes, from the same management screen.

A monthly cap you can put on any category (e.g. Restaurants max €150/month). You get progress bars and a warning icon as you approach the limit.

Yes: a warning notification as you approach the limit (from 80% up) and another when you exceed it.

No. It's an independent control limit: it tells you *where* you're overspending, it doesn't change today's budget calculation.

If the merchant is already saved with a default category, yes. Otherwise they go to "To categorise" and you sort them from the Notification Centre or from history.

Yes: tap a pie chart slice → "See expenses", or go through category management.

Seven bars = the last 7 days of spending. With the "Cycle" toggle you get a colour map of the whole cycle. The arrows navigate past periods; tapping a day opens it in history.

Two day-by-day lines: what you could have spent (the quota that adapts each day) and what you actually spent. Above, indicators with total spend and the end-of-cycle projection.

Yes, tap a point on the line.

How much you're spending versus the same point in the previous cycle (as a percentage), and your weekend vs weekday average.

An end-of-cycle projection with three states — *above expectations*, *under control*, *overspending* — plus an estimate of savings or deficit if you keep this pace.

At least 3 days of expenses in the cycle: below that the app says so instead of inventing a number.

Yes, between All / Variable / Fixed — with the chips or by swiping sideways.

Concrete suggestions computed on your own numbers: how much per day you're over budget, which category weighs most as a percentage, whether you're reaching the end of the cycle with room to spare or scraping by.

On the home screen, swipe the charts card: pies for variable expenses, fixed expenses and the total. Tap a slice for the animated category breakdown.

One video unlocks 24 hours of access to advanced charts and Forecasts (a single video unlocks both). With Premium they're always available.

Yes: the full cycle recap covers variable, fixed, unexpected (including completed ones) and planned expenses.

Four sheets: Summary (cycle balance with previous-cycle comparison, KPIs, insights and top 5 expenses), Categories, By day and Movements (every row: variable, fixed, income, unexpected).

Average daily spend, peak day and its date, top category, zero-spend days, above-average days, cycle result and difference against your savings goal.

Sentences computed from your data: how much of your variable spending goes to weekends, whether your daily average is up or down versus last cycle, which category grew or shrank, how many days you spent nothing.

Yes, with monthly and yearly amounts per item: it's the fastest way to see what your subscriptions really cost you in a year.

From history, tap the Excel icon on the cycle you want. Or from the end-of-cycle recap, with "Download cycle recap".

Yes: if the report wasn't saved, it's rebuilt on the fly from your data.

One video = one export. With Premium it's unlimited.

From the end-of-cycle recap you can generate an image with your cycle numbers (days, expenses tracked, budget used, how much you set aside) to share wherever you like.

Yes, there's a "Hide amounts" checkbox: it keeps the neutral figures (days, number of expenses, percentage of budget used) without any euro amounts.

Only if you make a backup: uRekoin has no cloud, so uninstalling without a backup means losing your data.

Settings → Data backup → Export backup (save the file wherever you want) or Export and share (send it via email, chat, drive…).

Everything: expenses (including archived), income, budget settings, planned expenses and instalments, saved merchants, unexpected expenses, bank formats, notifications, savings goals and movements — plus your language/currency preferences, category budgets, blocks and video-unlocked slots.

Your Premium status: that always comes from Google Play and is tied to your account, so it restores itself with "Restore purchases".

Readable JSON, saved locally. No data passes through a server.

Settings → Data backup → Restore backup. The app shows the backup date and the number of expenses and income entries, and asks for confirmation because your current data will be replaced. If the restore fails, existing data is left untouched.

Yes: the format is designed to stay importable across versions.

Yes, for Premium users: pick a folder and the app saves there by itself at the end of each cycle and every 7 days on opening, keeping the last 5 files and deleting older ones.

Yes, backup and restore are Premium features.

Your remaining budget for today, how much you've spent today and how many days until the new cycle. Tapping it opens the app.

Like any Android widget: long-press the home screen → Widgets → uRekoin Budget. It resizes horizontally.

By itself roughly every 2 hours, and immediately after any budget change made in the app (new expense, new income, cycle reset).

No — it's the one feature reserved exclusively for Premium: without a subscription it shows "Premium only" with an invitation to upgrade. It can't be unlocked with videos.

Unlimited fixed expenses, subscriptions, reminders, planned expenses and categories; full history; charts, forecasts and subscription audit always on; unlimited Excel reports; backup and automatic backup; the home screen widget; unexpected expenses spread over up to 6 months; zero ads.

€2.49/month or €23.99/year, with a 7-day free trial on both plans.

Yes: it costs about two months less than 12 single months (in the app it's shown as "2 months free").

Eligibility is decided by Google based on your account: if you've already used a trial for this app, you won't get another.

From your Google Play account's subscription settings, any time. The app has no cancel button because Google handles it entirely.

No: existing subscribers keep the price they signed up at.

Use "Restore purchases" on the Premium screen. The subscription is tied to your Google account, not the device.

No: status is checked every 24 hours, and if you stay offline you still get a 7-day grace period before the app treats you as free again.

Almost everything, by watching a short video:

• Permanent slots: +1 essential expense, +1 subscription, +1 planned expense, +1 custom category (this last one uncapped).
• 24 hours: advanced charts + Forecasts, subscription audit.
• Per session: full history.
• Single use: one Excel export.
• Unexpected expenses: unlocks spreading across several months.

Permanent slots don't: they survive restarts and even a premium→free round trip. The exception is the extra reminder, which resets at the end of the cycle.

The home screen widget and backup: those require Premium.

One interstitial every 5 actions, plus the optional videos (you only watch those if you want to unlock something). With Premium: none.

It needs an internet connection, and sometimes the ad inventory isn't ready: try again shortly. Remember it has to be watched to the end, otherwise the unlock doesn't happen.

Because people with variable income are exactly the ones who need this kind of tool most: it's free for everyone.

• Notification access — to read payment notifications. Without it: no automatic detection.
• Display over other apps — to show the confirmation popup above other apps. Without it: a normal notification instead.
• Notifications — confirmations, reminders and recaps. Without it: no alerts.
• Exact alarms — punctual cycle reset and payment reminders. Without it: the new cycle may start a few hours late.
• Ignore battery optimisation — stops the system from killing the detection service.
• Vibration — haptic feedback on confirmations.

That's Android's standard text, identical for every app using that permission. uRekoin only uses it to recognise payment notifications; the app warns you before showing that screen precisely so it doesn't catch you off guard.

No. Each missing permission switches off a feature, but the app stays usable in manual mode.

The bell on the home screen shows a red badge when an important permission is missing. Tap it for the list of issues, each with a Fix button that opens the right system screen directly.

Yes, from Android settings at any time. The app notices and tells you.

It stays on your phone. The database is local and uRekoin has no cloud: no expense, income or notification is uploaded anywhere.

No, there's no sign-up and no login.

No. It doesn't connect to any institution, never asks for credentials and doesn't read balances: it only interprets the text of the notifications your bank already shows on your phone.

No. The Android permission is generic, but the app only processes notifications recognised as payments.

No: text recognition happens entirely on the device.

It's deleted along with the app. That's what backup is for: export it before uninstalling or switching phones.

On the free plan ads are served by Google AdMob; in GDPR countries the required consent form is shown. With Premium there are no ads at all.

Settings → Privacy Policy (and on the app's Google Play listing).

Italian, English, French, German and Spanish.

Settings → Language and Currency → Change language. The app reloads in the new language.

Euro, US dollar, pound sterling and Mexican peso.

No: the app automatically uses your country's currency (detected from the system). If your country uses an unsupported currency, it falls back to a default.

Settings → Currency.

No: changing currency changes the symbol and future conversions, but doesn't rewrite amounts already logged. The screen states this clearly.

If the notification carries an amount in another currency, it's converted into your current currency before being logged.

In order:

1. Is the "Automatic detection" switch in Settings on?
2. Is notification access granted? (bell → Fix)
3. On Xiaomi/Redmi/POCO: enable "Show pop-up windows while running in background" in the app's system settings.
4. Turn off battery optimisation for uRekoin.

That's MIUI/HyperOS killing the app in the background. You need to enable Autostart for uRekoin (the permissions bell has a dedicated entry with a Fix button).

Same principle: add uRekoin to "Protected apps" / "Autostart" and remove battery optimisation. These are manufacturer settings, not app settings.

On reopening, uRekoin recovers payments still in the tray (up to 8 hours old). For older ones, use screenshot import on your transaction list.

Banks sometimes notify the same payment twice. The app warns with "⚠️ Possible duplicate" before saving; if one slipped through anyway, delete it from history (tap the day → tap the expense → Delete): the budget recalculates itself.

Check the Notification Centre: it might be among pending payments, ignored items or blocked ones. No detected payment is ever silently lost.

The learned format for that bank isn't right: Settings → Merchants and banks → Reset that bank's format, then teach it again on the next payment. For a single merchant you can instead assign a custom name.

Check, in order: income excluded from the budget, active unexpected expenses (they have a daily deduction), per-cycle savings contributions, planned expenses with "include in budget" on, and whether Holiday Mode is running.

Open the app: the reset happens anyway on first opening from payday onwards. If it's hours late, the "Exact alarms" permission is probably missing.

Try reopening it (the detection service reconnects itself when the app restarts). If it persists, report the bug — it's the fastest way to get it fixed.

Settings → Report a bug: describe the problem and it goes straight to the developer, who reads every message.

Only if you leave your email (the field is optional). Without an email your message is still read, but the answer comes in the form of an app update.

Better here: from reviews it's much harder to reply to you and to work out what happened.

Yes, the Instagram profile shown on the bug report screen.

Leave a review on Google Play, share the app, or go Premium: development is independent.